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The amount of car insurance you need depends on your state's minimum requirements, your financial situation, and your risk tolerance. We recommend getting quotes for different coverage levels to find the right balance of protection and affordability.
Minimum coverage meets your state's legal requirements but may not fully protect you financially. Full coverage typically includes comprehensive and collision coverage in addition to liability, providing broader protection for your vehicle and finances.
Insurance companies use credit scores as one factor in determining rates because studies show a correlation between credit history and insurance claims. A higher credit score often results in lower insurance premiums.
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